Category: Investing

UK-based Wine Investment Company UKV PLC

UKV PLC is a wine company based in the United Kingdom. It has a group of fine wine consultants who use their vast knowledge of fine wines to help clients choose the best wines and champagnes for any occasion.

If customers want to acquire the services of UKV PLC, consultants can contact them personally. If clients want a face-to-face meeting, the company can make arrangements for meetings at the place the client prefers. UKV is an independent company, so it has contacts with many merchants, traders and brokers in the wine sector to make it easy for them to find rare wines and champagnes.

The company focuses on supply, sale, and acquisition of bonded champagne and fine wine for both trade customers and individuals. UKV PLC sales wine in four categories: Bordeaux, Burgundy, Spanish and Italian. UKV has active social media pages whose sole purpose is promoting their services. Most of their social media posts are about wine. The best wines for different occasions, how to pair wine with different meals, links to websites where clients can get information on wine business: the list is endless. In general, their presence on social media is aimed at engaging their customers and attracting new ones.

UKV PLC is involved in the collection of wines. People who want to add to their collections or start collecting can get some of the best labels from leading vineyards in Europe at UKV. Wine collection something that’s been happening over the years. Traditionally, people would collect wine hoping to use them to fund other better brands. For centuries wine was used as a form of currency, so it’s no surprise that many people see it as a valuable asset. The market continues to grow as more demand for fine wine continues to rise. It is advisable that people invest in wine as emerging markets such as Brazil, India, China and Russia get increasingly involved in investment and drinking of wine. With a wide range of champagnes, fine wine, and experienced consultants, UKV PLC is one of the leading companies in the wine industry. Their headquarters are at AMP House, Dingwall Road, Croydon, Surrey.

Deciphering the Operations and Functions of Investment Banking

Investment banking entails a category of financial services provided by investment banks. This type of banking services mainly focuses on underwriting the issuance of shares and selling of securities in a bid to raise capital for companies. On the other hand, commercial banking specializes in deposits as well as commercial loans.

Buy and Sell Side

Investment banks act as mediators between buyers and companies issuing their securities. This means that investment banking functions under two lines of business including the buy side and the sell side. Sell-side functions entail marketing financial products, publishing financial research and underwriting new lines of stock. Alternatively, the buy-side operations include activities like portfolio management and securities trading.

The regulations governing investment banking are necessary since investment banks operate on both the sell and buy side. The regulations are put in place to prevent the operations on either side from interacting leading to ethics violations or unfair market practices.

Investment Banking Activities

Investment banking activities are split into the front, middle and back office. The front office functions or activities are associated with revenue generation. This category of activities includes markets and investment banking. The middle office constitutes of internal corporate strategy, internal controls and treasury management operations. Lastly, the back office operations involve cross-checking the data for trades conducted to make sure that they are correct as well as transacting the needed transfers.

Martin Lustgarten

Martin Lustgarten is an accomplished investment banker who is mainly based in Florida. His reputation is entangled mainly around his investment banking firm known as Lustgarten, Martin. He is a huge believer of diversifying one’s investment or wealth. As so, Lustgarten has maintained a trend of spreading his wealthy in several nations around the world. This trend has allowed him to limit his risk while expanding his wealth portfolio.

Apart from diversifying his investment portfolio, he has exuded a knack for keeping a close watch on each market, which allows him to react when he spots a market downturn. Martin utilizes his experience and expertise to spot emerging trends.This has proven to be a significant portion of his recipe for success. In respect of his insight in investment banking, he is one of the best go-to investment bankers in the world.

For more information please visit

You can get Laidlaw and Company to Help you with your Investments

Everyone can get Laidlaw and Company to help them with their investments when they know that it is time to get something done. Everyone knows that they need to invest at some point, but it can be hard for people to know what to do. I just called Laidlaw and Company to learn what to do, and they are doing most of the work for me. Everyone who wants to start investing can start doing what I did at Laidlaw and Company, and they can invest for their retirement today.

I just wanted to get started on my investing as much as I could, but I did not have much to invest to begin with. James Ahern from Laidlaw and Company helped me find a place to put my money even though I was not spending much, and then they showed me how much potential all my money had. I have been happy with the reports I have seen so far, and now I think I am ready to do more with my money.

I wanted to invest for my retirement, but my buddy wanted to invest for income. He put some money in at Laidlaw and Company with Matthew Eitner, and they are getting him a dividend every month that he is using to supplement his income. I might do the same thing because it is working, and I know that it would be nice to help supplement my income with money that came from a simple investment. I think my buddy wants to do that full time, and I am really happy to know that I can make a change any time I want. investing at Laidlaw and Company has been really easy, and I am very happy to be working with them. I know they will make my investments easy to manage and understand.

Airbnb: Insurance Concerns and Risk

The short term rental market is booming, with millions of homeowners using online services such as Airbnb and VRBO, but one important issue often overlooked is that of risk and liability. Many popular rental platforms shift the risk onto their users who are typically unprotected by their homeowner’s insurance policies. Most policies consider these arrangements commercial activity and may have clauses in place to exclude coverage.

Perhaps more alarming is that in some cases not informing your insurance carrier of your short-term rental activity could result in cancellation of your policy. In general, a few methods that can be used to protect yourself are to obtain an insurance rider that covers this activity, obtain commercial insurance, or require guests to provide you with a certificate stating they are covered under a rental or homeowner policy themselves.

If you do decide that short term rentals are something you want to pursue, then you should familiarize yourself with the associated liability risks.

• Injury of the guest or someone else on your property
• Damage to the property or a neighbor’s property
• Theft
• Illegal activities
• Lawsuits
• Loss of income if tenants refuse to pay

In addition to the above, many local municipalities have rules in place that may govern short term rental activity. It is strongly advised to consult with both a qualified insurance professional and an attorney familiar with local law prior to engaging in short term rental activity.

Airbnb and similar companies are beginning to offer $1 million host guarantees, but this guarantee is not an actual insurance policy and may leave you high and dry in the event of a problem. Also, the guarantee is secondary to insurance and requires you to have exhausted all other methods to recoup your loss prior to filing a claim. Lastly, some platforms also explicitly disclaim any responsibility for protecting hosts and guests from trouble.

This article was originally posted on the Blog page of Wealth Solutions, an RIA based in Austin, TX and founded in 1994 by Richard Blair. Blair founded the firm with the goal of making a significant and positive difference in the lives of individuals, families, and small business owners. He comes from a family of teachers and learned early on how teaching can help build knowledge and confidence. These experiences, along with his own education, shaped his vision of helping clients bridge the gap between planning for and living in retirement.