Category: Insurance Industry

Freedom Life Insurance: Better Policies for Better People

Life insurance is a valuable investment mainly to its beneficiaries. Life insurance can pay funeral expenses as well as any outstanding bills and future educational expenses. Therefore, life insurance shoud be chosen carefully. Freedon Life Insurance offers life policies that are available to anyone who wishes to secure the future of loved ones in case of sudden death or death from natural causes.

Freedom Life Insurance offers term life policies as well as whole life and Universal life insurance. Life insurance should be chosen according to overall need as well as affordability. Life insurance can tend to become more expensive as the person ages. Read more on to know more.

Freedom Life Insurance offers Term life insurance. Term Insurance offers an option for those who are generally looking to pay funeral costs and leave a little something for loved ones. Term life insurance can be taken out in amounts of just a couple of thousand dollars up to a million dollars. However, most term policies tend to have a value well below the million dollar mark for a variety of reasons. All that is required to secure a term life policy is to pass a general physical which includes blood work.

Term Life policies offer the following:

*Face amount of policy is paid in eventh of death.

*One lump sum payout when policy holder dies.

*Limited financial security for beneficiaries.

What term policies do not provide is a cash or savings benefit which can be quite substantial over a period of years.

Freedom Life Insurance also offers Universal life insurance provides coverage for the policy holder in the event of accidental or natural death. However, a big advantage to Universal life is that over time the policy can build a substantial cash value. Therefore, if the policy holder takes out a policy when they are fairly young if the policy remains in effect until death the beneficiaries can receive a substantial amount of money. In addition, the policy holder can borrow against the policy when the cash value reaches a certain amount.

Therefore, Universal life provides:

*More than adequate coverage for policy holder.

*Cash value / paid at time of death to beneficiaries.

*A savings that policy holder can borrow against if necessary.

One thing to keep in mind is that Universal life can get somewhat expensive to maintain premiums over time. Therefore, depending on your financial position you must decide if Universal life is right for you and the needs of your loved ones.

Whole life insurance is similar to Universal life. Whole life insurance builds a cash value over a period of time. However, this kind of policy builds an annuity value. Therefore, the annuity value of the Whole life policy accrues interest.

Whole life can be used to pay funeral costs and it can serve as a security or nest egg for any beneficiaries of the policy. Once this type of policy begins to build a savings, the insurance company should send the policy holder quarterly statements which clearly show any interest which was added to the savings or annuity portion of the policy.

Again, a policy of this nature can be quite costly. Therefore, make certain you choose a policy which is affordable and one that meets your needs in the event of your death. Visit:


BBB and login information of the USHEALTH Advisors

USHEALTH Advisors is a privately owned, national sales and distribution subsidiary of the USHEALTH Group, Inc. Founded in 2010, it is responsible for marketing portfolios for health coverage plans authorized and insured by USHEALTH Group’s family.

It targets a single person, self-employed entrepreneurs, small business owners, and his or her employees and their dependents. The company intends to provide opportunities that would be beneficial to the individual insurance buyer in this times when health costs are high.

BBB business profiles cover reporting periods of up to three-years and can change anytime. They are given for the sole purpose of assisting people to exercise their own best judgment. Information in the BBB Business profile is believed dependable, but its accuracy is not 100% guaranteed.

According to BBB, USHEALTH Advisors, LLC has met the standards of BBB Accreditation which include their commitment and availability to resolve any consumer complaints that comes up. US HEALTHCARE advisors have an online platform where one can navigate and make informed decisions on healthcare, and still review the explanation of benefits.

Still, on this platform, you can research the prescription drug treatment options and costs, the locating participating providers, and you can also view the history of your prescription and the plan. Also, the online platform has got savings centers that have more ways on how to save money including the track of personalized savings, home delivery option; brands versus generic cost comparison and also an option to suggest health topics that would be beneficial with a personal doctor among others.

If already have an account on their site, they have login options to access the account. However, if you would like to create an account, then you require Certificate or policy number, primary insured’s date of birth and a valid email address. Learn more:


USHEALTH Advisors: Taking the American Insurance Industry to Greater Heights

When planning on matters related to your health, you can’t be too careful. In our day to day lives, we are continuously exposed to many different health and safety risks. Getting an insurance cover for you and your loved ones against the health and safety risks is very important. You will find many different insurance companies offering different types of insurance covers to cater for the various risks different people are exposed to. The USHEALTH Group is one of the most renowned and oldest insurance companies in Texas. USHEALTH Group created a subsidiary called USHEALTH Advisors in 2010 whose aim was to use agents spread all over different areas to sell insurance covers to small businesses, individuals, and self-employed people.

USHEALTH Advisors Insurance

The primary purpose of the formation of USHEALTH Advisors was to reach the millions of people who still do not have insurance. There are still many individuals and small businesses without insurance. USHEALTH Advisors agents’ job is to reach such people and provide them with insurance options to cater for their specific needs. The USHEALTH Advisors agents sell insurance products underwritten by the National Foundation and Freedom life insurance companies, both of which are wholly owned by USHEALTH Group. There are many types of insurance policies offered by USHEALTH Advisors including Term Life Insurance, Individual Health Insurance, Accident Insurance, Critical Health Insurance and Dental Insurance.

USHEALTH Advisors Salary

USHEALTH Advisors has an ever-growing group of captive agents underemployment. They give opportunities to many people living in different areas to join their team. The agents are taken through a comprehensive training program to equip them with the skills needed to start their career and bring it to great heights. USHEALTH Advisors has a comprehensive compensation plan which enables the agents to control the amount they earn over a specified period. The agents are provided with all the tools they require to tap into new customer bases and get new business quicker.

USHEALTH Advisors Location

The company has its headquarters in Dallas, Texas. However, the agents are spread all over Texas and the surrounding states. Red more:



The Many Advantages of USHealth Group

Having great health coverage is something that most people would love to obtain. Unfortunately, life can be a bit unfair, which leaves hundreds of millions of people without any type of healthcare. There are basically a ton of healthcare providers in the country, but one of the very best is known as USHealth Group. This organization is actually a conglomerate of health service providers, and it has 50 years of experience. Some of the most innovative insurance solution can be found here. There has been up to 15 million customers who have benefited from its individually tailored plans. That’s right! If you’re a single person who is employed, you can receive tailor-made health insurance coverage.

The company is based in Fort Worth, Texas, and it has been dedicated to serving the masses with life, disability, sickness and accident insurance solutions. This includes families, employees, business owners and self-employed individuals. The amount of services are astounding, and they’re catered to the customers every need. Thanks to the wide array of options to choose from, each and every person will surely find a coverage that best fits their need. The insurance solutions here are affordable, flexible and reliable. What other health coverage provider will actually take things this far? Some of its specialties include:

  • Critical Illness Coverage
  • Dental Coverage
  • Health Coverage
  • Health Insurance Agent Recruiting
  • Innovative Fixed Indemnity
  • And many more

It seems like every base is being covered here. USHealth Group has redefined this exclusive field by making it more efficient in every way. For those who may be on a budget, high annual deductibles are often a challenge. USHealth Group takes it a step further by introducing “first dollar benefits” through its network. These are actual discounts that are provided by a broad spectrum of health providers. This company has your best interest at heart, and its long list of satisfied customers are a true testament to its success. Customers will also receive an exceptional buying experience that is anchored by USHealth Advisors.

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The Success of USHEALTH Advisors

The USHEALTH Advisors is a subsidiary USHEALTH Group, Inc which is among the biggest individual health insurance firms in the United States. It provides insurance for life, specified disease and problems that are health related via their trusted and licensed agents. The USHEALTH Advisors is described as the arm of marketing that markets the products and services that are offered by the USHEALTH. They make sure that their clients get to understand the array of options that are offered by the insurance company. USHEALTH Advisors is made up of talented and experienced professionals who understand that each customer is unique and that they come with different insurance needs.

The USHEALTH Advisors is headed by a good management team who make sure that the strategic plans of the company are well executed. They also manage and supervise all the agents who market the insurance plans of the company. In order to qualify as an agent of USHEALTH Advisors, a person should get a particular training that will put them in a position to sell the company’s insurance plans. Once you become an agent at the insurance company, you are introduced to the advanced sales techniques as well as broad training about the array of the innovative insurance plans at USHEALTH Group, Inc.

The USHEALTH Advisors are equipped with marketing materials and standard sales support as well as friendly compensation. The company has been in operation for a very long and has earned a reputation as one of the most reliable and efficient insurance companies in the world. Since it became operational, it has offered thousands of insurance plans to numerous people across the world. USHEALTH Advisors was started to combine talent and experience of the employees and agents in order to market the innovative insurance products of the main company. USHEALTH Group, Inc is known for its insurance plans that are simple to understand, effective and above all pocket friendly. No matter the budget of a client, they are assured to get an insurance plan that will best suit them. At the insurance company, the satisfaction of the client always come number one and they are known for their outstanding customer service.

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USHEALTH Advisors forays into health insurance

Known for its unparalleled health insurance experience, USHEALTH Group, Inc. has earned a coveted place in the health insurance industry. It provides its services through its array of companies covering life and health insurance. For over 50 years, the USHEALTH Group, Inc. has spread its influence to over 15 million customers, driven by a mission to make a positive difference in the lives of others.

USHEALTH Group, Inc. has a wholly owned subsidiary, USHEALTH advisors, to respond to the complex needs of its customers in health insurance. This branch works with the self-employed and small business owners and individuals, targeting a unique market niche. It also focuses on the provision of life and supplemental products as well as insurance for specified diseases, critical illness and short-term accident disability in one package. The company has followed the steps of the parent group and has been recognized as a world leader in customer care, business growth, and innovation.

The company has developed a unique and well-meaning mission that has become a way of life for its employees. This mantra has been cleverly captured in the acronym, Hope, which translates to ‘helping other people every day.’ It has led to an increased organizational commitment and made a huge difference not only for the company but also for the company.

Through its mission of HOPE, the company has undertaken significant projects. The President of the company led his team to help in the aftermath of Hurricane Katrina. They volunteered many hours to make a difference in the lives of the affected people in the lower mid-city of New Orleans. They have also invested in other acts of charity, spending thousands of dollars in philanthropy.

USHEALTH advisors empower its customers and its employees. Working for the company as an agent is a rewarding experience, not only for the chance to be part of a brand but also because of its generous incentives. The bonus structure is exciting, and the levels of the bonuses are easily attainable. It makes USHEALTH Advisors ideal for those who want to build a career. The salaries for agents are an average of $124, 389, offering the agents a rewarding career. Visit:


Vinny Parascandola Has A Vast Understanding Of The Insurance Industry

The business world has become a place where many people have multiple choices regarding the type of jobs and careers that they want to pursue. The wave of technology that has come into the business world over the past few decades has made a huge difference in how things are done on a day-to-day basis in the business world.

The influx of technology has impacted almost every business industry. One of the industries that has been impacted significantly by the technology innovations that have occurred over the past several decades is the insurance industry. A traditional industry that serves millions of people on a yearly basis, the insurance industry provides protection for many people in the form of insurance coverage.

The insurance covers a range of areas such as home, health, life, and automobile. The integration of technology into the insurance industry has allowed companies in the industry to provide insurance products and services in new ways. While traditional methods of providing access to insurance products and services still remain some of the most popular methods. Recent methods that utilize technology are being used more and more.

One of the insurance companies that has embraced the use of technology in its core business operations is AXA Advisors. A leading multinational insurance company with its main offices operating in France, AXA Advisors has utilized technology to bring insurance help, insurance advice, insurance information, and insurance policies to people directly using technology devices.

An insurance company that has been helping people with their insurance needs for over a century, AXA Advisors has adapted to changes in the business world and society at large very well. The use of technology is another change that the company has adjusted to very well.

A major reason why AXA Advisors has been able to adjust to changes in the business world and society with ease is because of the company’s outstanding executives. A top level management executive at AXA Advisors who has done a great job in his vice president position is Vinny Parascandola. Located in the New York office of AXA Advisors, Vinny Parascandola has several important duties that he performs as a senior level vice president. He has done a fantastic job concerning his duties.

Vinny Parascandola has a lot of experience in the insurance industry where he has served in numerous positions throughout the years. In addition, Vinny Parascandola has received several awards regarding his job performance.